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Explanation of State Requirements
New Jersey State Colleges and Universities
April 2, 2012
From: Chuck O’Loughlin, Risk Manager New Jersey State Colleges and Universities
Re: Student health insurance
Even while the United States Supreme Court is considering the constitutionality of portions or even the entire Public Health Service Act and the Affordable Care Act signed into law by President Obama in 2010 a provision of the Act requiring College and University Student Health Plans to meet certain minimum coverage requirements has taken effect.
As a result of the rules and regulations published by the United States Department of Health and Human Services on March 26, 2012 all Collegiate Student Health Plans must provide minimal limits of $100,000 per year and eliminate any sub limits for prescription drugs and wellness benefits. As a result the New Jersey State Colleges and Universities Student Plan’s benefit levels will be increasing to meet these mandates.
The increase in benefits unfortunately also requires an increase in the annual premium cost. This year student health insurance cost will be increasing from $715 to $855 annually for undergraduate and from $1,033 to $1,242 for graduate students. Students who have other coverage available will be able to waive out of the student health insurance plan.
New Jersey Statute 18A:62-15 provides in part that:
For information on the student health plan and how to waive out if eligible to do so please refer to your institution’s web site listed below or contact the Bursar Office at the phone number listed below.