Skip Navigation

Rowan University Office of Risk Management & Insurance

Rowan University

FAQ’s

 

How do I request a Certificate of Insurance?

Please complete the Certificate of Insurance Request Form and send it to Risk Management at least 3 to 5 business days in advance. Please see Certificates of Insurance on this website for more information. Please call Risk Management at 856-256-4370 with any questions.

How do I request my medical professional liability claims history or evidence of my medical professional liability insurance?

All requests for claims histories or evidence of insurance should be sent to the Office of Risk Management and Insurance. All requests should be directed to Tony Tartaglia at 856-256-4370 or tartaglia@rowan.edu.

I am a Rowan employee driving on University business and I am in an automobile accident. Who do I notify and what insurance coverage applies?

If the accident occurred on campus, notify Rowan Public Safety immediately. If the accident occurred anywhere else, contact the state or local police. Notify your supervisor once the accident scene investigation is completed and contact Risk Management as soon as possible, but no later than 24 hours following the accident. Please see Automobile Coverage on this website for detailed information, including insurance coverage.

If I rent a vehicle under my name for University business, should I purchase the collision damage waiver coverage (physical damage coverage)?

Yes. If you do not, your automobile insurance will apply. Please see Automobile Coverage on this website for detailed information.

What do I do if I become aware of an information security breach?

Contact IRT Security and the Office of Compliance and Corporate Integrity immediately. For more information on the University’s Cyber Liability policy see Cyber Liability on this website.

What do we do if our department has damage in our physical space, or theft or damage to furniture, equipment or supplies?

Immediately notify Risk Management, Facilities, and if theft, Public Safety. Take any steps necessary to stop the loss or damage, take photos, and itemize all damage and loss. Do not discard damaged items until Risk advises it is ok to do so. Complete the Rowan University Property Loss Form. For more information please see Property Insurance on this website.

As a Volunteer at Rowan University, am I covered by workers’ compensation for any injury I incur while acting in my volunteer capacity?

No. Volunteers are Uncompensated Employees and are not eligible for the benefits provided to compensated employees. For detailed information please see the Human Resources Policy on Uncompensated Employees. If you are injured, you should seek immediate care. Any injuries incurred while performing in the Volunteer capacity for Rowan should be reported to Risk Management through the Rowan Incident Report Form.
You should also call Risk Management with any questions or concerns at 856-256-4370.

As a Volunteer at Rowan University, am I protected for liability claims filed by third-parties that arise from my performance within the scope of my volunteer position?

As a Volunteer, you qualify for protection under the New Jersey Tort Claims Act (N.J.S.A. 59:1-1, et seq.) (NJTCA) as an uncompensated “employee” of the University. This protection does not apply to independent contractors. The NJTCA provides that as an uncompensated employee you are entitled to a defense from the Attorney General and indemnification from the Tort Claims Fund for claims brought against you for acts or omissions which occurred solely within the scope of your duties for the University. There are exclusions to the protection afforded which include, but are not limited to, liability resulting from the performance of a criminal act and/or arising in conjunction with conduct constituting fraud, malice, or willful misconduct, as well as liability for performance outside the scope of your duties for the University. For more information please contact Risk Management at 845-256-4370.

As a matriculated student at Rowan University, do I have to maintain health insurance coverage?

Yes. Rowan requires its students to maintain health insurance coverage through a mandatory waiver program. If you have coverage, you can waive out of the health insurance program offered through Rowan by providing evidence of your coverage. Absent your waiver, you will automatically be enrolled in the Rowan program with coverage provided by United Healthcare. For details on this coverage, please see Rowan University’s Student Health Insurance Policy.

Are students covered by workers’ compensation?

No. Workers’ compensation is a benefit available to compensated employees. For any health care requirements, your health insurance coverage will apply. If you are injured, you should seek immediate care. Any injuries occurring on campus or while participating in approved events or educational endeavors should be reported to Risk Management through the Rowan Incident Report Form.

Exception: If you are injured while performing duties as a Student Employee, workers’ compensation benefits may be available. Notify your supervisor and Human Resources immediately. Please also submit the Rowan University Incident Report Form.

Are students insured while on approved internships, rotations, or field placements?

Yes. Students are provided protection for covered claims that may arise during approved educational placements under two separate policies of insurance.

They are insured for third-party claims that may be filed against them alleging bodily injury or property damage under the University’s general liability insurance policy. For more information see General Liability on this website.

They are insured for third-party claims alleging wrongful acts or omissions arising from the provision of professional services under the University’s Professional Liability insurance policy. For more information see Student Professional Liability on this website. (Students of CMSRU and SOM please refer to the FAQ’s directly below).

Are students of CMSRU covered for medical malpractice claims that arise out of the provision of health care services performed solely within the scope of enrollment with CMSRU?

Yes. Please see CMSRU Medical Professional Liability on this website.

Are RowanSOM physicians, Volunteer Faculty members, members of the Housestaff in the Graduate Medical Education Program, clinical staff, and medical students covered for medical malpractice claims that arise out of the provision of health care services performed solely within the scope of employment or enrollment with RowanSOM?

Yes. Please see RowanSOM Medical Professional Liability on this website.

What do I do if I have a concern about a patient care incident?

Please call Risk Management at 856-256-4370 with any concerns. Your call will be directed to a staff member who will assist you.

What do I do if I receive a written demand for compensation or legal papers/correspondence regarding alleged injury or property damage to third parties?

Immediately send the documents received to Rowan’s Office of General Counsel. General Counsel will notify Risk Management and you will be provided with defense and indemnification for covered acts within the scope of your employment or enrollment with Rowan. Some legal paperwork requires a formal response within a certain time frame. Therefore, it is very important that you forward any legal paperwork received as soon as possible, so we can protect your interests and the interests of Rowan.


What is a Notice of Claim?

Rowan University is a State of New Jersey Public Research University, maintaining status as a New Jersey public entity. As such, Rowan is subject to all of the provisions of the New Jersey Tort Claims Act (N.J.S.A. 59:1-1 et seq.). Provisions of the New Jersey Tort Claims Act require that any person presenting claims against a public entity and/or its employees must submit a Notice of Claim within 90 days of the accrual of the claim. A claimant must then wait six months after filing the Notice of Claim before being permitted to file a lawsuit against the public entity and/or its employees. The six month period allows Rowan and the State of New Jersey time to conduct an investigation. Any Notice of Claim received must be forwarded immediately to the Rowan University Office of General Counsel.

What happens once a lawsuit is filed and I am a named defendant?

A lawsuit begins with a Summons and Complaint filed with the court. If the matter is a covered claim, you will be provided with a defense attorney who will file an Answer to the Complaint on your behalf. There will be various requests for “discovery” of information, in the form of questions (interrogatories) or demands for documents from the plaintiff, and your lawyer will also be sending questions and document requests to the plaintiff’s attorney.

After there have been responses by both sides, depositions (testimony under oath) of the parties and witnesses will be scheduled. Your lawyer will meet with you before the deposition to make sure you are properly prepared. Both sides will retain expert witnesses who will issue reports with their opinions of the matter. In medical malpractice cases, these expert witnesses will be physicians who are board certified in the same medical specialties as the physicians in the lawsuit and their opinions will address the clinical care at issue.

A determination will be made to either defend the case at trial or to attempt to resolve the matter through settlement. All decisions regarding trial vs. settlement rest with Rowan University and the New Jersey Office of the Attorney General.

Who can I talk to about my lawsuit?

The Office of Risk Management and Insurance is here to assist you through the lawsuit process. Please feel free to reach out to us whenever you have a question or concern. Please call 856-256-4370 and your call will be directed to a staff member who can assist you.

Do not discuss the details of the case with anyone except your lawyer, Rowan Risk Management, and Rowan General Counsel. Discussions with anyone else can be discovered by the plaintiff’s attorney and may be used against you in the lawsuit.