Healthtrax Fitness & Wellness
Please note:  health and pension benefits are subject to change in accordance with New Jersey statutes, state policies and union collective bargaining agreements and university policies

News and Announcements:  
 
Tiered Health Plans
 
Retirement Workshops for Public Employees Retirement System (PERS) and Teachers’ Pension and Annuity Fund (TPAF)
 
Affordable Care Act (ACA) - Notice of Health Insurance Marketplace Coverage Options
 
OptumRx to Replace Express Scripts as Prescription Drug Benefit Manager in 2018
 
2018 Health Capsule
 
Questions about Transitioning to OptumRx
 

Are you looking for information about retirement?

The NJDPB has upcoming in-person Retirement Seminars and live online webinars scheduled for members of the Public Employees’ Retirement System (PERS) and Teachers’ Pension and Annuity Fund (TPAF).

Seats are still available for summer sessions!

In-person Seminars are available at locations across the state, Live Webinars cover all of the information in our seminars but can be attended without travel from your own computer.

Designed for employees who are planning for retirement, retirement seminars and webinars provide a step-by-step look at the retirement process. We explain retirement benefits, beneficiary options, group life insurance, and how to submit the retirement application online using MBOS. Retirement eligibility, purchase, loan repayment provisions, and the taxability of pension are explained along with a brief discussion of State Health Benefits Program and School Employees’ Health Benefits Program coverage in retirement. Seminars and Webinars conclude with a question and answer period.

ADDITIONAL TRAINING DATES

Please check our Web site regularly for newly added seminar/webinar dates and/or locations. For a complete list of employee pension training opportunities, visit the NJDPB Seminar Registration page at: http://www.nj.gov/treasury/pensions/workshop-intro.shtml

Participate in NJWELL 2016 where you can earn points that can make you eligible for a Visa prepaid card valued up to $250.00
 
NJ State Health Benefits Program Members (SHBP) and their eligible spouses/partners can participate in NJWELL and earn up to 500 points by completing the Biometric Screening, Health Assessment, and some additional activities before October 31, 2016. You and your spouse/partner can each earn a Visa® prepaid card valued up to $500! To learn more about what's new for 2016, click here.
 
NJWELL Take Action with Online Activities
 
Additional information can be found by clicking the link below:
NJWELL FAQ
 
Wellness Resources
 

Employee Benefit Summary

Employee Benefits

As a member of the State Health Benefits Program (SHBP), Rowan University offers an extensive variety of choices for health care, dental, and prescription. The State health Benefits Commission is the oversight body that monitors the State Health Benefit Program. To be eligible for coverage you must be a full time employee.

Medical Plans

Under a new law, Chapter 172, P.L. 2003, certain part-time employees of the University, and part time faculty members who are members of a State administered retirement system, are eligible for enrollment for coverage in the State Health Benefits Program.

Employees can choose between both HMO and PPO plans. The University offers plans through AETNA and HORIZON. You can review all the plans by clinking on this link SHBP SUMMARY PROGRAM DESCRIPTION. The prescription coverage is provided through MEDCO/Express Scripts.

Use this calculator to find your estimated Health Benefit Contribution

AETNA HORIZON MEDCO/Express Scripts
1-877-782-3865 1-800-414-7427 1-866-220-6512
Online Provider Directory Online Provider Directory Prescription Drug Program Handbook

Dental Plans

The Employee Dental Plans are available to full-time State employees, full-time employees of a local employer (county, municipality, school board, etc.) that elects by resolution to provide the Employee Dental Plans to its employees, and the eligible dependents of these employees. The Employee Dental Plans are not available to retirees.

Once enrolled, you and your eligible dependents must remain in the dental plan you elect for a minimum of 12 months before you can change plans or drop coverage. In the event that you wish to change dental plans, you will not be permitted to do so until the Open Enrollment Period following the 12-month period. In addition, no employee or dependent can be covered under more than one dental plan.

Employee Dental Plans Member Handbook Dental Rates 2017
Employee Dental Plans Fact Sheet #37

Dental Expense Plans

The Dental Expense Plan is a traditional indemnity plan that allows you to obtain services from any dentist. After you satisfy the $50 annual deductible (the deductible applies to non-preventive services only), you are reimbursed a percentage of the reasonable and customary charges for the services that are covered under the Dental Expense Plan. This plan is administered under a contract between the State Health Benefits Commission (SHBC) and Aetna Life Insurance Company (Aetna).

Dental Expense Plan (PPO Administered by Aetna), 1-877-238-6200

Dental Plan Organizations (DPOs)

The Dental Plan Organizations (DPOs) are companies that contract with a network of providers for dental services. There are several DPOs participating in the SHBP Employee Dental Plans from which you may choose. You must use provider's participating with the DPO you select to receive coverage. Be sure you confirm that the dentist or dental facility you select is taking new patients and participates with the SHBP Employee Dental Plans, since DPOs also service other organizations.

AETNA DMO Group# 812311, 1-800-843-3661
CIGNA Dental Health, Inc. Group# 10052485, 1-800-564-7642
Horizon Dental Choice, 1-800-433-6825
Metlife HMO Group# 385518, 1-866-880-2984
Healthplex (International Health Care Services), 1-800-468-0600

Tax$ave Program - Flexible Spending Accounts (FSAs)

The State Employees Tax Savings Program — Tax$ave, is a benefit program available under Section 125 of the Federal Internal Revenue Code that allows eligible employees to set aside before-tax dollars to pay for certain medical, dental, and dependent care expenses, thereby avoiding federal taxes and saving money.

Tax$ave is only available to eligible State Employees. An eligible employee is any full-time employee of the State or a State college or university who is eligible to participate in the State Health Benefits Program.

Pension Plans

As an employee of Rowan University it is mandatory for you to participate in the New Jersey State Pension System. Rowan University offers four pension choices based on employee category. Those four pension systems are the Public Employee Retirement System (PERS), Defined Contribution Retirement Program (DCRP), the Alternate Benefits Program (ABP), or the Police and Fireman’s Retirement System (PFRS).

Public Employee Retirement System (PERS)
Employees participating in PERS are required to contribute a percentage of their base salary and the retirement benefit is based on a calculation.

Defined Contribution Retirement Plan (DCRP)
The Defined Contribution Retirement Program is a defined contribution plan available for eligible part time employees. Six investment carriers are authorized to provide investment options and services in the DCRP. Employees contribute five (5) percent of their base salary with a three (3) percent employer match. Eligibility in this plan requires a minimum salary of $5,000.00.

Alternate Benefit Plan (ABP)
The Alternate Benefit Program is a defined contribution plan that offers substantial opportunities for long-term, tax-deferred investment. Six investment carriers are authorized to provide investment options and services under ABP. Under this plan employees contribute five (5) percent of their base salary with an eight (8) percent employer match.

Schedule an appointment for PERS or PFRS counseling with The Division of Pensions and Benefits!!
Click here for Interview Scheduling

Additional Information:
Please visit: The NJ Division of Pensions and Benefits website at:
http://www.state.nj.us/treasury/pensions

Returning to work after Retirement

The Division of Pensions and Benefits has scheduled upcoming Retirement Seminar dates for members of the Public Employee's Retirement System (PERS), Teacher's Pension and Annuity Fund (TPAF), or Police and Firemen’s Retirement System (PFRS). Both in-person Seminars and live online webinars are available.

In-person Seminars are available at locations across the state – see the attached list for seminar dates and locations. Live Webinars cover all of the same information as our seminars but can be attended without travel from your own computer.

Designed for employees who are planning for retirement, retirement seminars and webinars provide a step-by-step look at the retirement process. We explain retirement benefits, beneficiary options, group life insurance, and how to submit the retirement application online using MBOS. Retirement eligibility, purchase, loan repayment provisions and the taxability of pension are explained along with a brief discussion of State Health Benefits Program and School Employee's Health Benefits Program coverage in retirement. Seminars conclude with a question and answer period; Webinar attendees are able to submit questions for individualized answers.

Please check out the State of New Jersey’s web site regularly for newly added seminar/webinar dates and/or locations http://www.state.nj.us/treasury/pensions/workshop-intro.shtml

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