Financial Aid & Scholarships

Financial Aid & Scholarships


Students using financial aid towards their study abroad program will work directly with Ms. Still in the Financial Aid office. Be sure to meet with a Financial Aid Counselor before you submit your Rowan Study Abroad application to discuss your financial plan.. If your financial aid package does not cover the entire cost of your program overseas, you may apply for additional loans to help fund your program.If you are not using financial aid or other loans, you are responsible to pay the balance to your partner organization by their specific deadline. 

What can I use for my study abroad program?
  • Federal Aid
  • State Aid
  • Rowan Scholars (institutional aid, not Achieving the Dream)
  • Additional Loans

When should I begin the process?

When you first decide to study abroad it recommended that you speak with a counselor in the Financial Aid Office. This initial meeting will review your potential funding for your study abroad program. Please make sure that you are in close communication with your counselor throughout the application process.

Rowan Study Abroad Application & Financial Aid

When you begin your Rowan study abroad application you will have to complete a budget form with the Education Abroad Advisor. This budget form is an estimation of the costs of your entire program. You will need to bring your Budget Form to the Financial Aid Office for your second meeting to confirm your finances for your program abroad. 

Partner Organization Application & Financial Aid

You will need to indication on your Partner Organization’s application that you are using financial aid. Your application will include a form that will approximate your funding. You will take this form to the Financial Aid Counselor to complete it and send then you can upload it directly to your partner organization's application.  

                ISA Programs: this form is called the Verification of Award Form

                AIFS Programs: this form is called the Financial Aid Information Form

Financial Aid Office Process Step by Step

Step 1: Begin Rowan's study abroad application and indicate that you’re using Financial Aid

Step 2: Meet with a Financial Aid Counselor to review your possible funding for your program

Step 3: Apply to your Partner Organization and indicate that you’re using Financial Aid

Step 4: Print your Verification of Award/Financial Aid Info Form and complete that with your Financial Aid Counselor.

Step 5: Pay for the remaining balance of your program by the partner organization’s deadline.


Loans: Loans will be processed on the actual number of credits to be earned. Loan programs available to students enrolled less than half time are Wells Fargo Education loan, Sallie Mae and others listed under Alternative loans at

Federal Aid: Students registering for 4.0 credits or less are not eligible to apply for federal loans awarded by Rowan University.  Calculation of costs and financial aid will be the same as a semester at Rowan University. Students will receive an email indicating the actual cost and loan amount available for Study Abroad.

For financial aid questions please call or make an appointment with a Financial Aid Counselor via Starfish/RSN. 




Each partner organization offers scholarships to students. Click the links below to see what scholarships are offered for your specific program.

GSF Student Grant
(The Global Studies Grant for Student Travel and Study Abroad)
Designed to support foreign language training and other academic studies abroad, this grant provides supplemental funds for American students who already are studying abroad under the auspices of an official study abroad program conducted by an accredited academic institution.

Benjamin A. Gilman International Scholarship
The Gilman International Scholarship Program offers grants for U.S. citizen undergraduate students of limited financial means to pursue academic studies abroad. Such international study is intended to better prepare U.S. students to assume significant roles in an increasingly global economy and interdependent world. Undergraduate students who are receiving federal Pell Grant funding at 2-year or 4-year colleges or universities are eligible to apply.

Go Overseas Study Abroad Scholarship
GO! Overseas is proud to support international education through $1000 scholarships available to students participating in study abroad programs. Scholarships are awarded each academic year. The scholarship is awarded based on the creativity and analytical thinking displayed through writing samples and/or video submissions.

Fund for Education Abroad
Fund for Education is a non-profit organization that provides funds to support American students interested in participating in Study Abroad programs: up to $5000 for a semester Study Abroad program or $10,000 for a one-year program. Applicants must be US citizens or permanent residents currently enrolled as undergraduates in US universities/colleges who plan to study abroad for at least four weeks. Preference is given to students with demonstrable financial need engaging in language study and studying in non-traditional destinations, i.e. outside of Western Europe and Australia. The financial support for these scholarships is provided by donors, who are committed to increasing study abroad opportunities for dedicated American students. The deadline to apply is typically mid January for fall, spring, and summer programs. The FEA also offers dedicated scholarships, including a scholarship for students interested in Vietnam and the Rainbow Scholarship. This scholarship, a dedicated scholarship offered by the Fund for Education, is awarded to an LGBT student who meets general FEA scholarship eligibility requirements & preferences. The scholarship is made possible by a group of international education professionals who are committed to advocating on behalf of LGBT students. These professionals counsel international and study abroad LGBT students and support their LGBT colleagues in the field.

Golden Key Study Abroad Scholarship
Undergraduate members who are currently enrolled in a study abroad program or who will be enrolled the academic year immediately following the granting of the awards are eligible for one of then $1,000 awards presented each year-three for the October 20 deadline and seven for the April 15th deadline.
Boren Scholarships, an initiative of the National Security Education Program, provide funding opportunities for U.S. undergraduates to study less commonly taught languages in world regions critical to U.S. interests, including Africa, Asia, Central and Eastern Europe, Eurasia, Latin America, and the Middle East. Since students who receive funding must commit to working in the federal government for at least one year after graduation, this grant is appropriate only for students who are interested in working for the government in some capacity related to national security. For more information about the types of jobs that would fulfill the service requirement, click here. Maximum scholarship awards are $8,000 for a summer program, (special initiative for STEM students only; 8 weeks minimum), $10,00 for a semester, and $20,000 for a full academic year. Students interested in applying for this grant should contact Rowan's campus representative, Dr. Corinne Blake,, AFTER they review the website carefully. Deadlines are typically in January.
The Bridging Project offers scholarships to American undergraduate students participating in Study Abroad programs in Japan. Donations from private foundations and major U.S. corporations to the nonprofit US-Japan Bridging Foundation support about 100 scholarships each year to assist students with the travel and living expenses they will incur while studying abroad in Japan for a semester or an academic year. Applications are accepted twice a year for Bridging Scholarships: April for fall programs and October for spring programs. Undergraduate students majoring in any field of study are eligible to apply for these scholarships. Japanese language study is not a prerequisite, but applicants must be U.S. citizens enrolled as undergraduates in a college or university in the United States before and during the time they are studying abroad. Their study in Japan must earn credit that will transfer to their home campus in the US. Bridging Scholarship recipients receive a stipend of $2,500 (for students on semester-long programs) or $4,000 (for students on academic year programs). Students studying in Japan on summer programs are not eligible to apply.
Highly qualified undergraduate students are invited to apply for these scholarships, which fund study, senior thesis research and/or internships in Germany. The goal of the DAAD scholarship program is to support Study Abroad in Germany, either as part of an organized Study Abroad program or as part of an individual, student-designed Study Abroad semester or year. Preference is given to students whose projects or programs are based at and organized by a German university. Scholarships may be granted for a minimum of four (one semester) and a maximum of 10 months (one academic year). Recipients will be awarded monthly stipends plus additional funds to help defray travel and research expenses as well as health insurance. The scholarship periods must take place during the German academic year, which runs from October to July.
The Greek America Foundation provides the Hellenic Legacy Scholarship for college students interested in in studying abroad at the American College of Greece in Athens. The scholarship pays full tuition for a semester, about $5500. The Hellenic Legacy Scholarship is open to college students who are studying for a four-year college degree at an institution of higher learning in North America; Greek heritage is not a requirement for winning the scholarship.
This scholarship is administered in the memory of the late Ashley Soulé, a student who passionately loved traveling abroad and passed away while visiting India. This scholarship hopes to aid rising scholars who share Ashley's love of travel and adventure. The scholarship awards $3000 to an undergraduate student who plans to study abroad for at least one semester. Applicants must have at least 30 credits earned, a 3.0 minimum GPA, and must demonstrate financial need. The application also requires a 500-800 word essay on the prompt "An experience that has changed or shaped your life." Applications for spring study abroad are due December 1 and applications for fall study abroad are due July 1.
Supported by Morgan Stanley in order to advance US-Japanese relations, this scholarship, administered by the Bridging Foundation, awards $7500 to students who have been accepted into a study abroad program in Japan. To be eligible, students must be interested in economics and international finance. The application involves writing a 3-5 page essay on one of two questions related to Japanese economy and policy. The application deadline for this application is in the spring.