Financial Aid
The Student Financial Aid Office works with students to help them secure funding needed to finance a graduate education and also promote responsible borrowing habits. Information in this section will help you get a quick look at how affordable a Rowan-Virtua TBES degree can be.
All TBES programs are eligible for financial aid (federal financial aid and/or private education loans). While PhD students are eligible to apply for financial aid, additional funding beyond the stipend and tuition waiver may not be needed. For further information, contact the Stratford Campus Student Financial Aid Office.
Your Education - Made Possible
Financial aid is generally provided by, or through, federal and state agencies, foundations, corporations and the University. Grants are regarded as "gift" assistance and need not be repaid, although they may carry certain provisions. Loans that are offered can be repaid over an extended period after the student graduates. Where aid is offered in the form of a work study job, the student is paid an hourly rate for work actually performed. Please confirm with the financial aid office if you are eligible for Federal Work-Study.
At the graduate/professional school level, financial aid is based upon enrollment. Aid is awarded on the basis of "financial need" as determined by federal guidelines. The University expects that students and their families will contribute to the fullest of their ability to meet educational expenses. Students who feel that they will be in need of assistance should request information and applications from the Stratford Campus Student Financial Aid Office as soon as accepted for admission.
Learn more
Financial Aid Programs
Apply for Financial Aid
Financial Aid FAQ
Financial Aid Counseling
Important Dates and Announcements
Direct Loan Interest Rates for 2025-2026
On May 6, 2025, the Treasury Department held a 10-year Treasury note auction that resulted in a high yield of 4.342%. The chart below shows the interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2025 and before July 1, 2026.
| Loan Type | Interest Rate |
| Direct Unsubsidized Loans for Graduate and Prfessional Students | 7.94% |
| Direct PLUS Loans for Graduate or Professional Students | 8.94% |
2026-2027 AY Financial Aid Application process has launched!
Complete your FAFSA at studentaid.gov now!
2025-2026 Financial Aid Disibursement Dates - TBES
Fall 2025 - 8/25/2025
Spring 2026 - 1/11/2026